Proceedings of the Third Workshop on Multidisciplinary and Its Applications, WMA-3 2019, 11-14 December 2019, Medan, Indonesia

Research Article

Determination of Cooperative Loan Funds Recipients Using Complex Proportional Assessment (COPRAS) Method

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  • @INPROCEEDINGS{10.4108/eai.11-12-2019.2290845,
        author={Syafrida Hafni Sahir and Kersna  Minan and M  Mesran and S  Suginam},
        title={Determination of Cooperative Loan Funds Recipients Using Complex Proportional Assessment (COPRAS) Method},
        proceedings={Proceedings of the Third Workshop on Multidisciplinary and Its Applications, WMA-3 2019, 11-14 December 2019, Medan, Indonesia},
        publisher={EAI},
        proceedings_a={WMA-3},
        year={2020},
        month={3},
        keywords={copras cooperative loan funds loan funds recipients},
        doi={10.4108/eai.11-12-2019.2290845}
    }
    
  • Syafrida Hafni Sahir
    Kersna Minan
    M Mesran
    S Suginam
    Year: 2020
    Determination of Cooperative Loan Funds Recipients Using Complex Proportional Assessment (COPRAS) Method
    WMA-3
    EAI
    DOI: 10.4108/eai.11-12-2019.2290845
Syafrida Hafni Sahir1,*, Kersna Minan2, M Mesran3, S Suginam3
  • 1: Department Of Business Economics, Universitas Medan Area, North Sumatera, Indonesia
  • 2: Department Of Business Economics, Universitas Harapan Medan, North Sumatera, Indonesia
  • 3: Department Of Computer Science, STMIK Budi Darma, North Sumatera, Indonesia
*Contact email: syafrida.hafnisahir@gmail.com

Abstract

Cooperative as a savings and loan business with legal status, has capacity in lending to members who voluntarily merged into membership and perform their duties as members of the cooperative. Loan disbursement in this case as a cooperative loan fund is a program expected by its members. But the main problem of the program, namely the occurrence of bad debts, namely obstacles encountered in credit repayment, or payment of installments by members. To avoid the occurrence of missteps in lending, decision-makers are expected to use a decision support system capable of counting members applying for loan funds. These alternative calculations will evaluate the criteria that benefit the members in addition to analyzing the less favorable criteria. For that reason, the application of Complex Proportional Assessment (COPRAS) method is very appropriate in selecting fund of cooperative loan recipient.