Research Article
Legal Protection Of Personal Data Theft Victims In Online Loan Transactions After Covid-19 Pandemic
@INPROCEEDINGS{10.4108/eai.11-11-2023.2351345, author={Heni Susanti and Yusramizza Md Isa and Syafrinaldi Syafrinaldi and Desi Apriani and Evi Yanti and Fadillah Afrian}, title={Legal Protection Of Personal Data Theft Victims In Online Loan Transactions After Covid-19 Pandemic}, proceedings={Proceedings of the First International Cyber Law Conference, ICL-C 2023, 11 November 2023, Jakarta, Indonesia}, publisher={EAI}, proceedings_a={ICL-C}, year={2025}, month={5}, keywords={cybercrime cyber law law enforcement}, doi={10.4108/eai.11-11-2023.2351345} }- Heni Susanti
Yusramizza Md Isa
Syafrinaldi Syafrinaldi
Desi Apriani
Evi Yanti
Fadillah Afrian
Year: 2025
Legal Protection Of Personal Data Theft Victims In Online Loan Transactions After Covid-19 Pandemic
ICL-C
EAI
DOI: 10.4108/eai.11-11-2023.2351345
Abstract
One cause of increasing personal data theft incidents in the IT sector is the lack of regulation and legal protection for personal data. The Covid-19 outbreak has had little effect on the number of online borrowers. According to the Financial Services Authority, fintech lending distribution in January 2023 reached IDR 18.73 trillion, with online loan distribution rising by 35.72% over the previous year. Online loans simplify credit applications without needing to visit a provider physically. While convenient, this can harm society by exposing borrowers' sensitive information. Therefore, investigating the legal protection available to victims of personal data theft post-Covid-19 is critical. The methodology is normative, examining statutory regulations, research findings, and expert opinions. Personal Data Subjects have the right to protection, including identity clarity, legal interests, purpose of data use, and accountability of the requesting party.
