Research Article
Contributing Factors That’s Effect to Istishna Mode of Financing Performance at Sharia Banking in Indonesia and Malaysia
@INPROCEEDINGS{10.4108/eai.10-9-2019.2289400, author={Mochammad Jasin and Pudji Astuti and Yayan Alfian Nugraha}, title={Contributing Factors That’s Effect to Istishna Mode of Financing Performance at Sharia Banking in Indonesia and Malaysia }, proceedings={The First International Conference On Islamic Development Studies 2019, ICIDS 2019, 10 September 2019, Bandar Lampung, Indonesia}, publisher={EAI}, proceedings_a={ICIDS}, year={2019}, month={11}, keywords={istishna financing deposit own equity non performing financing growth non performing financing}, doi={10.4108/eai.10-9-2019.2289400} }- Mochammad Jasin
Pudji Astuti
Yayan Alfian Nugraha
Year: 2019
Contributing Factors That’s Effect to Istishna Mode of Financing Performance at Sharia Banking in Indonesia and Malaysia
ICIDS
EAI
DOI: 10.4108/eai.10-9-2019.2289400
Abstract
The development of Islamic banks along with sharia units from year to year reflects increase the public confidence to istishna mode of financing of sharia bank. This study aimed to determine the influence of deposits, equity, non-performing financing, and growth non-performing financing to istishna financing both on partial and simultaneous measurements. The sample selected in this study was sharia commercial banks operating in Indonesia and Malaysia. This research used purposive sampling method, the sampling research was includes BRI Syariah, Maybank, Mandiri Syariah, Muamalat, Malaysia Affin Islamic Bank Berhad. The analytical method used regression analysis of the balanced panel. The t test results showed deposit variable, equity, and growth non performing financing partially had has positif effect on the Istishna financing. The only non performing financing has a significant negative relationship to the variable of financing Istishna. While The coefficient of determination showed all independent variables contributed predominant percentage portion to the dependent variable. The remaining minor percentage portion might be influenced by other variables, which did not exists in this research such as Capital Adequacy Ratio, Loan Deposit Ratio, and the level of foreign currencies reserve owned by the banks etc.
