The First International Conference On Islamic Development Studies 2019, ICIDS 2019, 10 September 2019, Bandar Lampung, Indonesia

Research Article

Qardhul Hasan in The Perspective of Islamic Law on Baitul Maal Wa Tamwil (BMT) and The Implementation

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  • @INPROCEEDINGS{10.4108/eai.10-9-2019.2289330,
        author={Merly Cahya Putri and Ana Nur Hasanah and Khufyah  Robe’ Nur and Abdul And Qadir},
        title={Qardhul Hasan in The Perspective of Islamic Law on  Baitul Maal Wa Tamwil (BMT) and The Implementation},
        proceedings={The First International Conference On Islamic Development Studies 2019, ICIDS 2019, 10 September 2019, Bandar Lampung, Indonesia},
        publisher={EAI},
        proceedings_a={ICIDS},
        year={2019},
        month={11},
        keywords={qardhul hasan islamic law bmt},
        doi={10.4108/eai.10-9-2019.2289330}
    }
    
  • Merly Cahya Putri
    Ana Nur Hasanah
    Khufyah Robe’ Nur
    Abdul And Qadir
    Year: 2019
    Qardhul Hasan in The Perspective of Islamic Law on Baitul Maal Wa Tamwil (BMT) and The Implementation
    ICIDS
    EAI
    DOI: 10.4108/eai.10-9-2019.2289330
Merly Cahya Putri1,*, Ana Nur Hasanah1, Khufyah Robe’ Nur1, Abdul And Qadir1
  • 1: Graduate School, State Institute for Islamic Studies of Metro, Indonesia
*Contact email: ananh2710@gmail.com

Abstract

In implementing Islamic Financial Institutions such as Baitul Maal wa Tamwil (BMT) there are various ways to raise funds and distribute funds. Funds are collected through deposits and wadiah deposits. Qardhul Hasan financing is the orientation of the function of the Islamic Financial Institution (Baitul Maal Wa Tamwil) as a social institution. Qardhul hasan is a soft loan given on the basis of mere social obligations. The mechanism for implementing Qardhul Hasan is solely aimed at providing assistance to meet the needs of small communities. Thus it can be seen that the form of loans through Qardhul Hasan is in accordance with the principles of Islamic economic law, the potential sources of funding for Qardhul Hasan are quite large if used and managed optimally and its implementation is very beneficial to the community.