Research Article
The Impact Of Financial Literacy, Financial Planning, Financial Self-Efficiency, And Demographic Variables On Financial Behavior
@INPROCEEDINGS{10.4108/eai.10-8-2022.2320785, author={Wida Purwidianti and Anggit Prasetyo Budi Santoso and Akhmad Darmawan and Ika Yustina Rahmawati and Lutfia Setiyani}, title={The Impact Of Financial Literacy, Financial Planning, Financial Self-Efficiency, And Demographic Variables On Financial Behavior}, proceedings={Proceedings of the 3rd International Conference of Business, Accounting, and Economics, ICBAE 2022, 10-11 August 2022, Purwokerto, Central Java, Indonesia}, publisher={EAI}, proceedings_a={ICBAE}, year={2022}, month={8}, keywords={financial literacy financial planning financial self-efficacy education level gender age financial behavior}, doi={10.4108/eai.10-8-2022.2320785} }- Wida Purwidianti
Anggit Prasetyo Budi Santoso
Akhmad Darmawan
Ika Yustina Rahmawati
Lutfia Setiyani
Year: 2022
The Impact Of Financial Literacy, Financial Planning, Financial Self-Efficiency, And Demographic Variables On Financial Behavior
ICBAE
EAI
DOI: 10.4108/eai.10-8-2022.2320785
Abstract
This study examines the impact on financial behavior of financial literacy, financial planning, financial self-efficacy, and demographic variables. The study sample consisted of 89 owners of MSMEs in the West Purwokerto District. This analysis employs multiple linear regression. This study demonstrates that financial literacy, financial planning, and financial self-efficacy have a substantial impact on financial behavior. The demographic variables of level of education, gender, and age have no impact on financial behavior. These findings make a theoretical contribution to the advancement of knowledge in the field of Financial Management. In addition, the findings of this study will be of practical use to the proprietors of MSMEs.