Research Article
Research on the Asset Allocation Scheme of Intelligent Investment Advisor based on the Third Pillar of Pension
@INPROCEEDINGS{10.4108/eai.1-9-2023.2338755, author={Simin Zhang and Longhui Hu}, title={Research on the Asset Allocation Scheme of Intelligent Investment Advisor based on the Third Pillar of Pension}, proceedings={Proceedings of the 2nd International Conference on Public Management, Digital Economy and Internet Technology, ICPDI 2023, September 1--3, 2023, Chongqing, China}, publisher={EAI}, proceedings_a={ICPDI}, year={2023}, month={11}, keywords={intelligent investment advisor asset allocation scheme factor analysis method the third pillars of pension}, doi={10.4108/eai.1-9-2023.2338755} }- Simin Zhang
Longhui Hu
Year: 2023
Research on the Asset Allocation Scheme of Intelligent Investment Advisor based on the Third Pillar of Pension
ICPDI
EAI
DOI: 10.4108/eai.1-9-2023.2338755
Abstract
This paper uses big data technology and machine learning to empower finance, and independently designs intelligent investment consultants for the third pillar pension to solve the economic problems that may be brought about by the accelerating process of population aging. In order to accelerate the implementation of the third pillar of old-age care faster and better, this paper explores the development trend of the third pillar of old-age care and the methods that can be popularized, and tries to design an intelligent investment advisory asset allocation scheme. This paper takes the factor analysis method as the core of the quantitative investment of the intelligent investment consultant, and designs four types of asset allocation schemes for the third pillar of the old-age pension. According to the factor score, the asset allocation scheme that meets the needs of different customers is constructed, and the actual back test and comparison with the CSI 300 ETF and other indexes are carried out to explore its feasibility, scientificity and superiority.