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Proceedings of the 1st International Conference on Business Economics, Entrepreneurship, and Social Sciences, ICBEESS 2024, 1st August 2024, Gresik, East Java, Indonesia

Research Article

The Influence of Financial Technology, Financial Literacy, and Financial Management on Financial Performance in MSMEs in Benjeng District

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  • @INPROCEEDINGS{10.4108/eai.1-8-2024.2354188,
        author={Dian Nurrahma Lailiyah and Alkusani  Alkusani and Elok  Vilantika},
        title={The Influence of Financial Technology, Financial Literacy, and Financial Management on Financial Performance in MSMEs in Benjeng District},
        proceedings={Proceedings of the 1st International Conference on Business Economics, Entrepreneurship, and Social Sciences, ICBEESS 2024, 1st August 2024, Gresik, East Java, Indonesia},
        publisher={EAI},
        proceedings_a={ICBEESS},
        year={2026},
        month={2},
        keywords={msmes financial technology financial literacy financial management financial performance},
        doi={10.4108/eai.1-8-2024.2354188}
    }
    
  • Dian Nurrahma Lailiyah
    Alkusani Alkusani
    Elok Vilantika
    Year: 2026
    The Influence of Financial Technology, Financial Literacy, and Financial Management on Financial Performance in MSMEs in Benjeng District
    ICBEESS
    EAI
    DOI: 10.4108/eai.1-8-2024.2354188
Dian Nurrahma Lailiyah1,*, Alkusani Alkusani1, Elok Vilantika1
  • 1: Universitas Muhammadiyah Gresik, Indonesia
*Contact email: diannurrahmalailyah@gmail.com

Abstract

The aim of this research is to test the Influence of Financial Technology, Financial Literacy, and Financial Management on Financial Performance in MSMEs in Benjeng District. Where a sample of 100 MSMEs was used as respondents from the study. This study uses a quantitative approach with independent variables, namely financial technology, financial literacy, and financial management, which is the sub-index of financial performance. This study has been processed using SPSS 20 software, the results of this study stated that financial technology, has a positive and significant effect on financial performance, financial literacy has a positive and significant effect on financial performance, and financial management has a positive and significant effect on financial performance

Keywords
msmes, financial technology, financial literacy, financial management, financial performance
Published
2026-02-12
Publisher
EAI
http://dx.doi.org/10.4108/eai.1-8-2024.2354188
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