Research Article
An e-payment Architecture Ensuring a High Level of Privacy Protection
@INPROCEEDINGS{10.1007/978-3-319-04283-1_19, author={Aude Plateaux and Patrick Lacharme and Vincent Coquet and Sylvain Vernois and Kumar Murty and Christophe Rosenberger}, title={An e-payment Architecture Ensuring a High Level of Privacy Protection}, proceedings={Security and Privacy in Communication Networks. 9th International ICST Conference, SecureComm 2013, Sydney, NSW, Australia, September 25-28, 2013, Revised Selected Papers}, proceedings_a={SECURECOMM}, year={2014}, month={6}, keywords={Electronic payment privacy and security}, doi={10.1007/978-3-319-04283-1_19} }- Aude Plateaux
Patrick Lacharme
Vincent Coquet
Sylvain Vernois
Kumar Murty
Christophe Rosenberger
Year: 2014
An e-payment Architecture Ensuring a High Level of Privacy Protection
SECURECOMM
Springer
DOI: 10.1007/978-3-319-04283-1_19
Abstract
Online shopping is becoming more and more interesting for clients because of the ease of use and the large choice of products. As a consequence, 2.3 billion online clients have been identified in 2011. This rapid increase was accompagnied by various frauds, including stolen smart cards or fraudulent repudiation. Several e-payment systems have been proposed to reduce these security threats and the 3D-Secure protocol is becoming a standard for the payment on the Internet. Nevertheless, this protocol has not been studied in-depth, particularly in terms of privacy. This paper proposes a detailed description and an analysis of the 3D-Secure protocol, through a new privacy-orienting model for e-payment architectures. Some improvements of 3D-Secure protocol, concerning the protection of banking information, are also presented. Then, this article presents and analyses a new online payment architecture centered on the privacy of individuals.