Research Article
Simulation Study on the Development of Chinese Bank Industry Based on System Dynamics
@INPROCEEDINGS{10.1007/978-3-030-72792-5_35, author={Cheng Gang Li and Xin Tong Zuo}, title={Simulation Study on the Development of Chinese Bank Industry Based on System Dynamics}, proceedings={Simulation Tools and Techniques. 12th EAI International Conference, SIMUtools 2020, Guiyang, China, August 28-29, 2020, Proceedings, Part I}, proceedings_a={SIMUTOOLS}, year={2021}, month={4}, keywords={Bank industry System dynamics Simulation analysis}, doi={10.1007/978-3-030-72792-5_35} }- Cheng Gang Li
Xin Tong Zuo
Year: 2021
Simulation Study on the Development of Chinese Bank Industry Based on System Dynamics
SIMUTOOLS
Springer
DOI: 10.1007/978-3-030-72792-5_35
Abstract
There are many factors influencing the development of the bank industry, and scholars have paid much attention to the influence of these factors on the development of the bank industry. In order to better promoting the healthy and steady development of China’s bank industry, studying the influence of the factors on the development of the bank industry, this paper uses Vensim PLE software to build a simulation model for the development of the bank industry. This paper simulates and analyzes the impact of the changes in money supply and supervision level on the profit level of the bank industry. The simulation results show that the profit level of the bank industry will increase when the money supply is reduced. Higher levels of regulation make banks less profitable. The simulation results also show that the change of money supply has no obvious effect on the nonperforming loan balance.
