Research Article
Secure, Transparent and Uniform Mobile Money for Internet-Underserved Areas Using Sporadically-Synchronized Blockchain
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@INPROCEEDINGS{10.1007/978-3-030-16042-5_12, author={Sankalp Ghatpande and Hadja Ouattara and Daouda Ahmat and Zakaria Sawadogo and Tegawend\^{e} Bissyand\^{e}}, title={Secure, Transparent and Uniform Mobile Money for Internet-Underserved Areas Using Sporadically-Synchronized Blockchain}, proceedings={e-Infrastructure and e-Services for Developing Countries. 10th EAI International Conference, AFRICOMM 2018, Dakar, Senegal, November 29-30, 2019, Proceedings}, proceedings_a={AFRICOMM}, year={2019}, month={3}, keywords={Mobile money Blockchain ICT4D Internet-underserved areas}, doi={10.1007/978-3-030-16042-5_12} }- Sankalp Ghatpande
Hadja Ouattara
Daouda Ahmat
Zakaria Sawadogo
Tegawendé Bissyandé
Year: 2019
Secure, Transparent and Uniform Mobile Money for Internet-Underserved Areas Using Sporadically-Synchronized Blockchain
AFRICOMM
Springer
DOI: 10.1007/978-3-030-16042-5_12
Abstract
This position paper presents the design and outline of the implementation of a mobile money scheme that adapts to the realities of Internet-underserved Areas while exploiting the benefits of Internet protocols. In particular, we implement security and transparency in mobile money transactions using a lightweight permissioned Blockchain infrastructure. Nevertheless, due to network latency and potential connectivity issues, the design of the platform accepts semi-offline transactions: it leverages USSD, a 2nd Generation mobile protocol, only as a back-up channel to force writing of offline transactions to the permissioned ledger and ensure smooth synchronization of the blockchain.
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