Emerging Technologies for Developing Countries. Second EAI International Conference, AFRICATEK 2018, Cotonou, Benin, May 29–30, 2018, Proceedings

Research Article

Embedding a Digital Wallet to Pay-with-a-Selfie, from Functional Requirements to Prototype

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  • @INPROCEEDINGS{10.1007/978-3-030-05198-3_4,
        author={Perpetus Houngbo and Joel Hounsou and Ernesto Damiani and Rasool Asal and Stelvio Cimato and Fulvio Frati and Chan Yeun},
        title={Embedding a Digital Wallet to Pay-with-a-Selfie, from Functional Requirements to Prototype},
        proceedings={Emerging Technologies for Developing Countries. Second EAI International Conference, AFRICATEK 2018, Cotonou, Benin, May 29--30, 2018, Proceedings},
        proceedings_a={AFRICATEK},
        year={2018},
        month={12},
        keywords={Digital wallet Mobile payment systems Trust Blockchain Distributed ledger},
        doi={10.1007/978-3-030-05198-3_4}
    }
    
  • Perpetus Houngbo
    Joel Hounsou
    Ernesto Damiani
    Rasool Asal
    Stelvio Cimato
    Fulvio Frati
    Chan Yeun
    Year: 2018
    Embedding a Digital Wallet to Pay-with-a-Selfie, from Functional Requirements to Prototype
    AFRICATEK
    Springer
    DOI: 10.1007/978-3-030-05198-3_4
Perpetus Houngbo1,*, Joel Hounsou1,*, Ernesto Damiani,*, Rasool Asal2,*, Stelvio Cimato3,*, Fulvio Frati3,*, Chan Yeun2,*
  • 1: Institut de Mathematiques et de Sciences Physiques
  • 2: EBTIC-Khalifa University
  • 3: Università degli Studi di Milano
*Contact email: jacques.houngbo@auriane-etudes.com, joelhoun@gmail.com, ernesto.damiani@kustar.ac.ae, rasool.asal@kustar.ac.ae, stelvio.cimato@unimi.it, fulvio.frati@unimi.it, cyeun@kustar.ac.ae

Abstract

The Pay-with-a-Group-Selfie (PGS) project, funded by the Melinda & Bill Gates Foundation, has developed a micro-payment system that supports everyday small transactions by extending the reach of, rather than substituting, existing payment frameworks. In an effort to embed a digital wallet to the PGS, we analysed the system architecture that will be needed and the requirements drive us to opting for blockchain based architecture. We have presented the applicability of a blockchain as platform in a previous paper. The current paper is presenting the functional requirements, the platforms needed for the development as well as the prototypes of the major interfaces.