Emerging Technologies for Developing Countries. Second EAI International Conference, AFRICATEK 2018, Cotonou, Benin, May 29–30, 2018, Proceedings

Research Article

Embedding a Digital Wallet to Pay-with-a-Selfie, Defining the System Architecture as Blockchain Based

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  • @INPROCEEDINGS{10.1007/978-3-030-05198-3_10,
        author={Perpetus Houngbo and Joel Hounsou and Ernesto Damiani and Rasool Asal and Stelvio Cimato and Fulvio Frati and Chan Yeun},
        title={Embedding a Digital Wallet to Pay-with-a-Selfie, Defining the System Architecture as Blockchain Based},
        proceedings={Emerging Technologies for Developing Countries. Second EAI International Conference, AFRICATEK 2018, Cotonou, Benin, May 29--30, 2018, Proceedings},
        proceedings_a={AFRICATEK},
        year={2018},
        month={12},
        keywords={Digital wallet Mobile payment systems Visual cryptography Trust Blockchain Distributed ledger},
        doi={10.1007/978-3-030-05198-3_10}
    }
    
  • Perpetus Houngbo
    Joel Hounsou
    Ernesto Damiani
    Rasool Asal
    Stelvio Cimato
    Fulvio Frati
    Chan Yeun
    Year: 2018
    Embedding a Digital Wallet to Pay-with-a-Selfie, Defining the System Architecture as Blockchain Based
    AFRICATEK
    Springer
    DOI: 10.1007/978-3-030-05198-3_10
Perpetus Houngbo1,*, Joel Hounsou1,*, Ernesto Damiani,*, Rasool Asal2,*, Stelvio Cimato3,*, Fulvio Frati3,*, Chan Yeun2,*
  • 1: Institut de Mathematiques et de Sciences Physiques
  • 2: EBTIC-Khalifa University
  • 3: Università degli Studi di Milano
*Contact email: jacques.houngbo@auriane-etudes.com, joelhoun@gmail.com, ernesto.damiani@kustar.ac.ae, rasool.asal@kustar.ac.ae, stelvio.cimato@unimi.it, fulvio.frati@unimi.it, cyeun@kustar.ac.ae

Abstract

The Pay-with-a-Group-Selfie (PGS) project, funded by the Melinda & Bill Gates Foundation, has developed a micro-payment system that supports everyday small transactions by extending the reach of, rather than substituting, existing payment frameworks. PGS is designed to work with devices with limited computational power and when connectivity is patchy or not always available. Once the concept of PGS has been accepted as demonstrated by the experimentation, we move to integrating elements and tools intended to ease federation or incorporation of the large spectrum of stakeholders. Embedding a digital wallet is one step in that vision. We analysed the system architecture that will be needed and the requirements drive us to opting for blockchain based architecture. We are then presenting the applicability of a blockchain as platform.